Hans Dieter Seibel is a professor emeritus at Cologne University. He is specialized on microfinance and microbanking, linkages between formal and informal finance including digital linkages, agricultural development bank reform, SME development, M&E, and sociocultural system research. In the 1980s, he designed the linkage banking program with GTZ, FAO and APRACA and was team leader of the first pilot project in Indonesia. In 1999-2001 he was Rural Finance Advisor at IFAD and author of its Rural Finance Policy.
Torsten Striepke is working since 1973 in countries of the Southern hemisphere either on long-term (volunteer/expert) or short-term basis (consultancies). His whole life has been dedicated with growing enthusiasm and engagement to the eradication of poverty in varying jobs and capacities. Since 2011 he is concentrating on proposal writing for various consultancy firms and on the promotion of entrepreneurship development programmes for illiterates which he developed and successfully tested in Bangladesh, Morocco and Nigeria.