Hans Dieter Seibel is a professor emeritus at Cologne University. He is specialized on microfinance and microbanking, linkages between formal and informal finance including digital linkages, agricultural development bank reform, SME development, M&E, and sociocultural system research. In the 1980s, he designed the linkage banking program with GTZ, FAO and APRACA and was team leader of the first pilot project in Indonesia. In 1999-2001 he was Rural Finance Advisor at IFAD and author of its Rural Finance Policy.
Eckart Koch teaches International Economic Relations at the University of Applied Sciences, Munich, and publishes on globalization, international economics, and intercultural management. As long-term expert he managed projects in Indonesia and the Philippines and has more than 20 years of experience as independent consultant for development projects in Asia and Africa. In recent years he has focused on management and strategy consulting, Capacity WORKS and results-based monitoring and is an accredited member of various GIZ advisory groups.